Summary:
The credit card wars continue to heat up and that spells "good news" for consumers. Despite rising interest rates, many issuers are continuing with their popular 0% introductory APR plans, giving new card holders a great way to save money and pay off their debts. One issuer, Advanta, has thrown the gauntlet down and is now offering an extremely low APR on balances until the debt is paid off. Let's take a look at three Advanta offerings to find the one that has the best advant...
The credit card wars continue to heat up and that spells "good news" for consumers. Despite rising interest rates, many issuers are continuing with their popular 0% introductory APR plans, giving new card holders a great way to save money and pay off their debts. One issuer, Advanta, has thrown the gauntlet down and is now offering an extremely low APR on balances until the debt is paid off. Let's take a look at three Advanta offerings to find the one that has the best advantage for you and your wallet.
Advanta Platinum Business Card With Rewards
There just aren't too many cards out there offering 0% APR beyond the first 12 months of issuance. And why is that? Because, credit card issuers know that interest rates will continue to head up. Fortunately, Advanta is not letting interest rate trends dissuade them from making an important marketing decision: the
Advanta Platinum Business Card with Rewards extends the 0% APR period through 16 months, a rarity in the credit card business. What's more, as the name of the card implies, it comes with a rewards program too. Consumers can get 5% cash back on many purchases or use their points for travel rewards. For a $35 annual fee the card can be transformed into an airline miles accumulator.
Advanta Platinum Business Card
An alternative to the Business Card with Rewards is the Advanta Platinum Business Card. No, you don't get rewards with the card, but you do get a 12 month 0% APR and a beefy credit line of up to $50,000! This can be the perfect card for business people who must charge just about everything, but don't want to be restricted by a lower credit line.
Advanta Life-of-Balance Platinum Card
Perhaps one of the most unusual cards in the Advanta arsenal is the Advanta Life-of-Balance Platinum card. If you have balances to transfer, this card can be extremely beneficial as the 2.99% fee on balance transfers stays in effect until the card is paid off. In addition, the card pays you 6% cash back on many purchases or you can redeem your points for travel rewards. Best of all, there is no limit on earnings so you can accumulate an unlimited amount of points every year. A truly unusual offer for a truly exceptional card!
So, which business card is right for you? Well, only you can make that determination. Each of the three Advanta cards has its own special features, so weighing what is important to you against what doesn't matter is one way to go about selecting a new credit card. Still, each Advanta card has so much to offer and getting an Advanta card gives you advantages over many ordinary business cards. Regardless, offers such as these are certain not to last forever, so taking action now will ensure that you get the best card that meets your needs.