Summary:
The American Express was founded in 1850 and its credit cards are known for providing unmatched customer services, extraordinary benefits to their cardholders and instant purchasing ability.
The Gold Delta Skymiles from American Express gives you the great opportunity of gathering frequent flyer miles with the Delta Airlines. Though the fees are high, the program offers a good point accrual rate.
The American Express was founded in 1850 and its credit cards are known for providing unmatched customer services, extraordinary benefits to their cardholders and instant purchasing ability.
The Gold Delta Skymiles from American Express gives you the great opportunity of gathering frequent flyer miles with the Delta Airlines. Though the fees are high, the program offers a good point accrual rate.
Card Rewards
As a credit cardholder, you will obtain 1 mile for spending each dollar on the card. As an added advantage, the Always Double Miles program lets you earn 2 miles for spending a dollar at retail shops and stores such as drug stores, gas stations, Delta Airlines and their affiliates as well as the United States Postal Service.
As a new applicant for the Gold Delta Skymiles from American Express, you can avail of 10000 bonus miles on making your first purchase. You can also gain an extra 2500 on the approval of a second card (when the application is being processed). The rewards expire at the end of 3 years and the best thing you can do take advantage of the award miles is keep your account active for three years, i.e., travel on the Delta Airlines at least once in every three years.
The best benefit of the credit card is the frequent flyer miles. However, it will not be a good choice for you if you require carrying a balance quite often. It will benefit you greatly and be a wonderful choice for you if you already hold a low-fee and low rate credit card from the American Express. In this case, the card enables you to enjoy the lower annual fee and provides you the chance to make purchases that will allow you to carry a balance.
Features And Benefits
The credit card has an annual fee of $85. This annual fee is waived for the first year. Special concession is offered to the already qualified American Express cardholders and they pay an annual fee of $30.
The regular APR of 18.24% is undoubtedly above the average but the credit card compensates this with its huge range of travel and shopping benefits. As a shopper, you will very much cherish the card features and benefits like the Buyers Assurance Plan, online fraud protection, purchase protection plan and the access to select events via the Ticketmaster.
As a traveler, you will be happy to find that the card offers certain additional benefits that the other American Express cards do not offer. All the more, the Gold Delta Skymiles from American Express lets you save on your car rentals, offers travel and accident insurance, a $ 2000 travel bonus for vacations and a $100 travel bonus for cruises, if booked through the American Express Travel Services.
Additional Perks
The Gold Delta Skymiles from American Express offers you a number of Internet account related services, extended warranty for purchases, zero liability for unauthorized Internet transactions, financial statement at the end of the year.
You can also take advantage of its insurance and security schemes in the form of auto rental insurance, purchase protection, legal referral services, emergency cash replacement, access to the Offer Zone for various discounts at participating merchants and retailers, medical referral services, a maximum of $100,000 travel accident insurance. The card also makes provision for many travel and emergency assistant services.