Mexican Car Insurance: - The Best Way To Buy It!

Summary: Why Your Current Plan Is Not Enough While your current auto insurance may offer limited coverage along the border regions of Mexico, in most cases it only covers costs for you and your car. The Republic of Mexico requires proof that you can pay for costs due to injuries or death of persons not in your vehicle, property damage caused by your vehicle, and medical expenses for other persons in your vehicle. There is an additional consideration in that authorities will not REC...

Why Your Current Plan Is Not Enough While your current auto insurance may offer limited coverage along the border regions of Mexico, in most cases it only covers costs for you and your car. The Republic of Mexico requires proof that you can pay for costs due to injuries or death of persons not in your vehicle, property damage caused by your vehicle, and medical expenses for other persons in your vehicle. There is an additional consideration in that authorities will not RECOGNIZE the policy as legitimate unless it is written by an admitted Mexican Insurance Carrier. This is why you must purchase a Mexican insurance policy from a company authorized to do business in Mexico. How to Find a Mexican Insurance Plan It is highly recommended that you purchase Mexican auto insurance before entering Mexico with your car. Although Mexican insurance can be purchased from various vendors just prior to crossing the border, you will have great difficulty verifying if your policy is from a quality company approved by the Mexican government, if you have the proper coverage for your trip, if the areas or activities that you plan to do are excluded, or if you even paid the best price for the policy. The easiest and quickest way to find Mexican auto insurance is online. Look for sites that offer more than one policy, and allow you to compare and customize quotes for the policies they offer. What to Look For In a Mexican Insurance Plan The minimum insurance required by Mexican law is liability coverage. However, depending on the severity, location, and/or length of the investigation by authorities this will not be enough. When selecting a plan, look for one that offers at least the following: