Sr. Mortgage Loan Officer

Profile

\u003cp\u003eChevron Federal Credit Union is one of the top-run credit unions in the country \u0026ndash; and one of the largest, with $4 billion in assets. Yet our corporate culture is not stuffy: the Team Spirit Committee runs fun activities and charitable events throughout the year, and work-life balance, mutual respect, diversity, and providing a voice for every employee are all important to us. As you might imagine, we provide competitive pay and great benefits, including:\u003c/p\u003e
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\u003cli\u003eBonus/incentives for all regular employees\u003c/li\u003e
\u003cli\u003e401(k) with 8% company contribution\u003c/li\u003e
\u003cli\u003eMedical, dental, and vision insurance for employees and dependents paid at 80%\u003c/li\u003e
\u003cli\u003ePTO and paid sabbaticals\u003c/li\u003e
\u003cli\u003eTuition reimbursement\u003c/li\u003e
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\u003cp\u003e\u003cstrong\u003eGENERAL SUMMARY:\u003c/strong\u003e\u003c/p\u003e
\u003cp\u003eGenerate new mortgage business through development and cultivation of relationships with influencers leading to new mortgage loans.\u0026nbsp; Compensation will be base plus monthly incentives.\u003c/p\u003e
\u003cp\u003e\u003cstrong\u003eDUTIES AND RESPONSIBILITIES:\u003c/strong\u003e\u003c/p\u003e
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\u003cli\u003eCreate and execute a clear sales strategy to attract new business to the Credit Union.\u0026nbsp; Conduct consistent business development activities that drive new mortgage business.\u0026nbsp; Identify opportunities to educate our membership, the community and real estate professionals around mortgage lending.\u0026nbsp; Proactively identify and cultivate influencers (e.g., Realtors, mortgage brokers, financial advisors, etc.) with the goal of driving referrals for real estate lending.\u003c/li\u003e
\u003cli\u003eOriginate complete and high-quality applications that meet regulatory and Credit Union requirements.\u0026nbsp; Set clear expectations with applicant around process to ensure an outstanding member experience to increase referrals.\u0026nbsp; Obtain and analyze financial statements and credit data.\u0026nbsp; Deliver accurate and timely information to members.\u0026nbsp; Understand and own the rate lock process to ensure transparency for our members and profitable loans for the membership.\u0026nbsp; Transact business in accordance with state and federal regulations such as, but not limited to, RESPA, HMDA, Fair Lending Practices, and ECOA..\u0026nbsp; Maintain member service KPIs and internal SLAs, and adhere to production goals..\u003c/li\u003e
\u003cli\u003eMaintain a detailed and transparent pipeline of activities with Realtors and other influencers.\u0026nbsp; Report activities regularly to management, both verbally and in writing.\u003c/li\u003e
\u003cli\u003eMaintain and expand knowledge base around mortgage products, guidelines, regulations, and the overall mortgage process.\u0026nbsp;\u0026nbsp; Stay current on trends and changes within the local real estate markets, as well as changing rules and regulations to both private and government-backed securities.\u003c/li\u003e
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\u003cp\u003e\u003cstrong\u003eQUALIFICATION REQUIREMENTS: \u003c/strong\u003e\u003cem\u003eReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.\u003c/em\u003e\u003c/p\u003e
\u003cp\u003e\u003cstrong\u003eEDUCATION AND EXPERIENCE\u0026nbsp;and CERTIFICATION:\u0026nbsp;\u003c/strong\u003e\u003c/p\u003e
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\u003cli\u003e3 to 5 years\u0026rsquo; related residential mortgage experience required.\u003c/li\u003e
\u003cli\u003eHigh school diploma, GED or equivalent.\u003c/li\u003e
\u003cli\u003eApplicant must have or be able to qualify for a license under the Nationwide Mortgage Licensing System (NMLS)\u003c/li\u003e
\u003cli\u003eEquivalent combination of education and experience may be substituted.\u003c/li\u003e
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\u003cp\u003e\u003cstrong\u003eKNOWLEDGE and SKILLS:\u003c/strong\u003e\u003c/p\u003e
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\u003cli\u003eStrong understanding of Secondary Market products and guidelines.\u0026nbsp; s.\u003c/li\u003e
\u003cli\u003eAbility to write effectively in English using correct spelling and grammar.\u003c/li\u003e
\u003cli\u003eAbility to speak clearly, tactfully, and effectively in English.\u003c/li\u003e
\u003cli\u003eBasic math skills including the ability to compute rates, ratios, and percentages using a 10-key.\u003c/li\u003e
\u003cli\u003eProficient in the use of basic applications in a Windows-based environment, including Outlook, Word and Excel. Moderate keyboard skills at 40 wpm.\u003c/li\u003e
\u003cli\u003eExcellent customer service skills.\u003c/li\u003e
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\u003cp\u003e\u003cstrong\u003ePERSONAL ATTRIBUTES and APTITUDES:\u003c/strong\u003e\u003c/p\u003e
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\u003cli\u003eImpeccably high integrity.\u003c/li\u003e
\u003cli\u003eWillingness to take responsibility for his/her actions and respond promptly.\u003c/li\u003e
\u003cli\u003eAbility to learn quickly and adapt to change; ability to quickly learn specialized applications.\u003c/li\u003e
\u003cli\u003eInitiative and self-direction.\u003c/li\u003e
\u003cli\u003eAbility to effectively communicate with people at all levels.\u003c/li\u003e
\u003cli\u003eAbility to work effectively with others as required by the position.\u003c/li\u003e
\u003cli\u003eSound problem-solving and decision-making ability, including the ability to prioritize.\u0026nbsp;\u003c/li\u003e
\u003cli\u003eAbility to efficiently produce a significant volume of high-quality work.\u003c/li\u003e
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\u003cp\u003e\u003cstrong\u003ePHYSICAL DEMANDS: \u003c/strong\u003e\u003cem\u003eReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.\u003c/em\u003e\u003c/p\u003e
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\u003cli\u003eWork involves extensive use of computers, up to eight hours per day. Appropriate visual and physical/dexterity abilities are required.\u003c/li\u003e
\u003cli\u003eMay include occasional pushing, pulling, or carrying objects weighing up to 20 pounds.\u003c/li\u003e
\u003cli\u003eMust be able to speak clearly on the telephone and in-person.\u003c/li\u003e
\u003cli\u003eMust have reliable transportation with clean driving record.\u003c/li\u003e
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\u003cp\u003e\u003cem\u003eWe welcome all qualified applicants and pride ourselves on our diversity. Reasonable accommodations will be made to enable individuals with disabilities to perform the essential functions of the position\u003c/em\u003e\u003c/p\u003e,EqualOpportunityEmployerDescription:null,PayTransparencyPolicyStatement:null,MatchScore:1.0,HasApplied:false,ApplicationJobBoardName:null,ApplicationJobBoardId:null,DateApplied:null,Salaried:true,CompensationAmount:null,PublishingStatus:1,Links:[],BehaviorCriteria:[],MotivationCriteria:[],EducationCriteria:[],LicenseAndCertificationCriteria:[],SkillCriteria:[],WorkExperienceCriteria:[],JobBoardMemberships:[{JobBoardId:604b85b9-c229-47a8-8319-5b9130e7bd81,PublishedInternal:false,PublishedExternal:true,ExternalPostedDate:2020-10-28T19:08:55.344Z,InternalPostedDate:null},{JobBoardId:65f2b935-3cc9-4580-9897-1e036cf31cd3,PublishedInternal:true,PublishedExternal:false,ExternalPostedDate:null,InternalPostedDate:2020-10-28T19:08:55.344Z}],AssessmentUri:null,AssessmentStatus:null,OpportunityIsClosed:false,TravelRequired:null,TravelDescription:null,SupervisorName:null,Assessments:[],ApplicationId:null});

Company info

Chevron Federal Credit Union (CFCU)
Website : http://www.chevronfcu.org