Company name
JMAC Lending, Inc
Location
Santa Ana, CA, United States
Employment Type
Full-Time
Industry
Underwriting, Manager, Finance
Posted on
Jul 15, 2020
Profile
JMAC Lending is Growing! Now Hiring!
Location: Santa Ana, CA
Opportunity:
As the Government Underwriting Manager, you will be responsible for supporting, motivating, & leading the underwriting staff in their day to day requirements while ensuring service level agreements are being maintained. The underwriting supervisor provides solutions to loan level escalations as requested by the underwriting staff. In addition, the underwriting supervisor is required to maintain a pipeline of conventional and government files while providing exceptional customer service.
Key Responsibilities
Ability to underwrite Conventional and Government loans
Maintain an underwriting pipeline of new loans and resubmissions that meets standard service level agreements
Work with underwriting team to maintain standard service level agreements
Monitor underwriter pipelines to ensure productivity
Provide mentoring and coaching to underwriting staff as required by management
Utilize problem solving, judgement, knowledge, and experience to effectively remedy loan level issues
Resolve underwriter escalations and escalate to management when necessary
Perform second level reviews as designated by management
Perform a designated number of weekly spot checks as determined by management to evaluate and examine loan files to ensure accuracy, completeness and compliance with investor and agency guidelines
Present and escalate loan files to loan management when necessary based on Company guidelines
Reviews and Re-underwrites test case loans for underwriters in training
Communicate effectively with operations and sales staff to maintain a high level of customer service via phone and email
Work with post-closing department on any stipulations for closed files; communicate process and outcome to underwriters and management
Lead underwriting meetings with management
Provide training & coaching to new hires for both Underwriters, & Jr. Underwriters.
Perform team performance reviews and one on ones with management.
Interview potential candidates with management
Handle Timecards & Time off request
Perform other related duties as assigned by management
Professional Experience, Education, and Qualifications:
Active DE/CHUMS required (Active LAPP/SAR a strong plus!)
Extensive Understanding of Conventional loan guidelines
Bachelor’s Degree or equivalent combination of education and experience
5 years of recent Mortgage Underwriting Experience with strong agency guideline knowledge
DU and Total Scorecard knowledge required
Strong working knowledge of ATR/QM requirements
Strong computer skills; proficient in Microsoft Word, Excel and Outlook
Knowledge of compliance and disclosure requirements
Perks with JMAC Lending:
Competitive compensation reliant on ability & experience.
Excellent benefits package including multiple health, dental & vision options.
Company paid life and AD&D Insurance, as well as additional voluntary benefit possibilities.
401K
PTO days in addition to 8 paid company holidays.
Game room, and creative fun environment.
Free lunches, ice-cream, Starbucks coffee and much more!
About JMAC Lending:
JMAC Lending has been in business for more than 20 years. Servicing clients better with our innovative products, exceptional service, support and our dedication to helping our partners grow our business. The core of our culture and business approach is to go Beyond Current
market options to be the go-to lender of choice for our clients. Our associates hold distinguished credentials and participate in continuing education, to ensure knowledge is carefully balanced with experience. Our company was built on our adherence to the highest ethical standards, while efficiently and carefully executing the delivery of product pricing for wholesale and correspondent lending for our clients.
JMAC Website
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
Company info
JMAC Lending, Inc
Website : http://www.jmaclending.com/