Underwriter Job

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Underwriter
Summary
The Underwriter is responsible for reviewing credit applications for merchant credit card processing accounts and assessing the risk associated with those applications to determine if the accounts are eligible for approval or should be declined. Maintain a professional working relationship with internal and external customers.
What You'll Do:
Review accounts for proper documentation and approve or decline based upon Underwriting policies, guidelines and standards.
Request, collect and assess relevant information about the applicant's business and credit history.
Evaluate application for fraud and identity theft risks.
Document and summarize merchant application reviews for management.
Complete merchant application reviews within acceptable timeframes.
Communicate decisions and/or information to customers and agents in a professional manner.
Provide appropriate communication to agents, customers or vendors in a timely manner.
Work with internal departments to ensure a high level of support for the customer.
Open and read emails on a daily basis.
Conform with and abide by all federal, state, local regulations, EVO's Corporate Policies and Procedures, and instructions.
Participate in any/all training and educational activities necessary to fulfill at least the minimum requirements specified in your department goals.
Practice and comply with all regulations promoting a safe and healthy work environment (i.e. OSHA).
Adhere to privacy; confidential, proprietary company policies and procedures (i.e. HIPAA).
About You
High school diploma or equivalent with previous work related experience; Associates' degree in business or finance related discipline plus prior experience in the consumer or commercial credit analysis field preferred
Knowledge of credit risk management principles, tools, and strategies
Ability to maintain confidentiality
Ability to work independently, but with a team focus
Effective communications and interpersonal skills
A strong customer service focus and meticulous attention to detail
Ability to work in a fast-paced environment with limited supervision
Strong analytical and organizational skill
Ability to establish priorities and meet performance standards
Ability to use logic and reasoning to render sound business recommendations
Good follow-through skills and ability to resolve issues in a timely manner
Competent in Windows based computer applications (Microsoft Office Suite)
Why work at EVO?
Learn from and grow with a worldwide payments industry leader
Enjoy a competitive salary and a comprehensive benefits package: 401k with match, generous paid time off, medical, dental, vision coverage plus health savings accounts and much more
Thrive in a collaborative culture that supports innovation
Take advantage of a supportive work-life balance
Benefit from global career opportunities and advancement
**MEMBERS ONLY**SIGN UP NOW***. is a leading payment technology and services provider. EVO offers an array of innovative, reliable, and secure payment solutions to merchants ranging from small and mid-size enterprises to multinational companies and organizations across North America and Europe. As a fully integrated merchant acquirer and payment processor in over 50 markets and 150 currencies worldwide, EVO provides competitive solutions that promote business growth, increase customer loyalty, and enhance data security in the markets it serves.
Disclaimer
The preceding position description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employee assigned to this position.
EVO Payments Inc. is an equal opportunity employer, committed to the hiring, advancement and fair treatment of individuals without regard to race, color, religion, gender, sexual preferences, age, national origin, ethnicity, disability or veteran status, or any other protected status designated by federal, state, or local law.
Job Criteria:
Start Date:
Position Type: Full-Time Permanent
Years of Experience Required:
Education Required:
Overnight Travel:
Vacation Time:

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