Lead Credit Risk Officer - Transformation Innovation and Strategic Alliances Auto Lending

Profile

About this role:

**MEMBERS ONLY**SIGN UP NOW***. is seeking a Lead Credit Risk Officer to help lead the Transformation, Innovation and Strategic Alliances space. This is a critical second line of defense function in the Chief Risk Officer (CRO) organization, aligned to **MEMBERS ONLY**SIGN UP NOW***. Auto.

There is a lot of exciting change taking place, and this position is focused on helping the business efficiently achieve its goals while effectively managing risks across the board.

In this role, you will:


Provide oversight and credible challenge to a wide variety of existing and brand-new business initiatives; this includes but is not limited to exploring, onboarding, and ongoing monitoring of new digital application platforms, online sales channels, and vehicle manufacturer direct relationships
Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and culture
Review business cases for new initiatives, challenging assumptions and value propositions, ensuring alignment with risk appetite, values and appropriate organizational maturity/readiness
Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk
Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
Collaborate with business for oversight of risk management
Interact with other Independent Risk Management, Audit and, Legal partners, as well as 3rd party business partners


Required Qualifications, US:


5 years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:


5 Years of credit risk experience in a consumer lending business
3 years of auto experience, with a focus on origination policy/strategy, risk, underwriting, or business development
Extremely strong communication skills and the ability to develop strong relationships
A demonstrated track record of extracting, analyzing and synthesizing data into well-articulated business insights that can be clearly communicated to a variety of partners
Experience developing and challenging business cases, including new volume projections, based on a combination of data analysis and business expertise
Experience with SAS or SQL
A Master's degree or higher, preferably in a quantitative or business-related field (ex. Economics, Finance, Mathematics, Business Administration)


Job Expectations:


Posting Locations: Charlotte, NC; Des Moines, IA; Minneapolis, MN; Tempe, AZ; and Wilmington, DE
Preferred location(s) listed above. Other locations within the **MEMBERS ONLY**SIGN UP NOW***. footprint may be considered for current **MEMBERS ONLY**SIGN UP NOW***. Corporate Risk employees
This position offers a hybrid work schedule


We Value Diversity

At **MEMBERS ONLY**SIGN UP NOW***., we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable **MEMBERS ONLY**SIGN UP NOW***. policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Company: **MEMBERS ONLY**SIGN UP NOW***. BANK

Req Number: R-256422-6

Updated: Thu Mar 16 00:00:00 UTC 2023

Location: WILMINGTON,Delaware

Company info

Sign Up Now - FinancialServicesCrossing.com