Government Underwriter - Hiring Now

Profile

JMAC Lending is GROWING!!!!
Location: Santa Ana, CA
The Opportunity:
The Government Underwriter is responsible for reviews and evaluates information on mortgage loan documents to determine if the borrower, property, and transaction meet JMAC guidelines. JMAC Lending has funded more than $20 billion in mortgage loans. The Government underwriter is responsible for rendering a decision within company guidelines and communicating the decision to all applicable parties. Must be able to work independently, or as a team; have critical thinking skill, have excellent written, and verbal communication skills. Maintains exceptional customer service to remain consistent with company culture.
The Government Underwriter will deal with numbers, calculations and must possess a good auditing and analytical skills including a firm knowledge on math. A good skill in decisions making is also vital since the major of mortgage underwriters are deciding and evaluating whether to approve or deny the client's loan application.
Key Responsibilities:
Review credit documents in accordance to JMAC, FHA, VA, and USDA/RD guidelines.
Review borrower’s income and assets in accordance to JMAC, FHA, VA, and USDA/RD guidelines.
Review subject property title and appraisal in accordance to JMAC, FHA, VA, and USDA/RD guidelines.
Must be able to make loan decisions independently (Approve or Decline).
Sign off on conditions.
Verify the consistency of information throughout the file
Utilize FHA Connection, FHA EAD, VA VIP/WebLGY, and GUS to complete, correct, or verify the validity of required forms.
Complete assigned files within established turn times.
Maintain communication, and customer service with file contacts throughout the loan process.
Professional Experience, Education, and Qualifications:
Minimum 2 or more years of recent experience as a DE and SAR Underwriter.
Minimum 2 or more years of recent experience in FHA and VA.
Comprehensive understanding and knowledge of current FHA, and VA
Basic knowledge of federal and state laws pertaining to the mortgage‐banking industry (i.e. TRID, ECOA, Fair Lending etc.)
DU/LP/TOTAL Scorecard knowledge required.
Strong communication skills and ability to effectively interact with brokers.
6 months or more experience with USDA/RD is preferred, but not required
Perks with JMAC Lending:
Competitive compensation reliant on ability & experience.
Excellent benefits package including multiple health, dental & vision package.
Company paid life and AD&A Insurance, as well as additional voluntary benefit possibilities
401k
PTO days in additional to 8 paid company holidays
Game room, Starbucks daily, resting room, nursing room and many more treats
About JMAC Lending:
JMAC Lending has been in business for more than 20 years. Servicing clients better with our innovative products, exceptional service, support and our dedication to helping our partners grow our business. The core of our culture and business approach is to go Beyond Current
market options to be the go-to lender of choice for our clients. Our associates hold distinguished credentials and participate in continuing education, to ensure knowledge is carefully balanced with experience. Our company was built on our adherence to the highest ethical standards, while efficiently and carefully executing the delivery of product pricing for wholesale and correspondent lending for our clients.
JMAC Website
**MEMBERS ONLY**SIGN UP NOW***.. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

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