Loan Processor

Profile

The Opportunity
JMAC Lending has been quickly expanding and is seeking a talented Loan Processor within our Consumer Direct Division. The individual in this role will be responsible for conventional, government and jumbo products, communicating with clients and helping them through the mortgage loan process, reviewing and analyzing documents to confirm underwriting guidelines, and ensuring transactions close in a timely manner.
Responsibilities
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities, and employment.
Works closely with the head of Consumer Direct to ensure Loan Officer applications/files are complete and detailed.
Reconciles credit information provided by borrower with credit reports.
Calls borrower to discuss or confirm accuracy of credit report information.
Calls or writes employer to verify accuracy of information provided by borrower.
Review and correct application data relating to credit, debts, income and assets based on verified documentation.
Informs supervisor and loan officers of discrepancies in title.
Submits mortgage loan application file for underwriting approval.
Requests and gathers conditions requiring review prior to closing, and submits for underwriting approval.
Assists borrower in clearing title exception issues.
Education, Skills and Experience
Knowledgeable in guidelines for Fannie/Freddie, FHA and Jumbo loans is preferable.
Proficient in FHA Connections, Lending QB, MS Word, MS Excel. Strong customer service experience.
Demonstrates accuracy; Looks for ways to improve and promote quality; self-driven.
Retail Mortgage, Call Center environment experience goes to the front of the line.
Perks with JMAC Lending:
Competitive compensation reliant on ability & experience.
Excellent benefits package including multiple health, dental & vision options.
Company paid life and AD&D Insurance, as well as additional voluntary benefit possibilities.
401k with company contribution.
PTO days in addition to 9 paid company holidays.
Game room, and creative fun environment.
Starbucks daily, and month end snacks.
About JMAC Lending:
JMAC Lending has been in business for more than 20 years. We have been servicing clients with our innovative products, exceptional service, support and our dedication to helping our partners grow their business. The core of our culture and business approach is to go Beyond Current
market options to be the go-to lender of choice for our clients. Our associates hold distinguished credentials and participate in continuing education, to ensure knowledge is carefully balanced with experience. Our company was built on our adherence to the highest ethical standards, while efficiently and carefully executing the delivery of product pricing for wholesale and correspondent lending for our clients.
**MEMBERS ONLY**SIGN UP NOW***.. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such, this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

Company info

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