Commercial Credit Underwriter Job

Profile

Essential Job Functions
Assists lending team in all facets of growing and managing the bank's commercial real estate, commercial & industrial and SBA loan portfolio.
Acquires and grows profitable account relationships with moderately complex business customers and commercial real estate investors/owners.
Accurately analyzes borrowers' financial status, credit and property evaluations, credit histories, corporate financial statements and other relevant financial information to determine feasibility of granting loans; prepare loan presentations with the assistance of loan processors to Loan Committee for approval.
Reviews and updates credit and loan files and loan agreements to ensure that they are complete and accurate according to policy.
Cohesively partners with GBC team members and business lines to deliver exemplary customer service of GBC's full complement of products and offerings.
Compiles and analyzes market research data to develop portfolio of products and services focused on needs of target market.
Generates new products and services to complement current portfolio.
Develops, revises, or eliminates products and services experiencing less than satisfactory performance.
Designs selling program to promote establishment consumer and business loan products.
Oversees all stages of loan development program to ensure compliance with establishment policies and procedures.
Recommends changes and additions to loan development programs to ensure customer satisfaction and profitability of establishment.
Generates and screens leads following establishment policies and procedures to attain new business relationships and product sales.
Calls and visits target customers to promote and sell establishment products and services.
Promotes and cross-sells other establishment products and services as appropriate to customer requirements, such as business checking, business credit card, and letters of credit.
Qualifications/Requirements
Bachelor Degree or equivalent
Commercial lending experience is a must.
Senior associate with at least 5 years of commercial real estate and SBA loans
Proficient commercial credit writing experience.
Actively strive to increase customers' deposit business within the bank.
Demonstrated sales experience, negotiation skills, business development, portfolio management skills, accounting and/or financial acumen.
Knowledge:
Computer skills including Microsoft Word, Excel and Outlook.
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All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
GPAC (**MEMBERS ONLY**SIGN UP NOW***.) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States for the past 31 years. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
Job Criteria:
Start Date:
Position Type: Full-Time Permanent
Years of Experience Required:
Education Required:
Overnight Travel:
Vacation Time:

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