Business Banking Scored Underwriter I

Profile

Description
Summary:
Responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Reviews all financial information to make credit decisions. Acts as a liaison to internal customers to resolve business lending issues. Maintains knowledge of lending policy and compliance standards. Works with lower credit exposure and less complex loans.
Duties and Responsibilities:
Independently underwrites and approves business loan exposures up to $500,000.Review and analyze application data and financial information received from customers.
Provides advice to Retail Partners on structure and terms.
Acts as a consultant to less experienced bankers.
Interacts with Bankers to understand the credit request; obtain information and communicate credit decisions.Clearly documents the detail and requirements of Business Loan decisions, including conditions to close.
Required Qualifications:
Bachelor's degree
Minimum of 1 year experience underwriting or analyzing business or commercial clients in a banking environment
Preferred Qualifications:
Bachelor's degree in Finance, Accounting or Business
Microsoft Office Suites (excel, pp, word)
Excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transactions risks and mitigants
Customer service focus and good interpersonal skills are critical to be successful in this position along with a desire to work in a fast-paced environment
Experience working in financial sales environment
#LI-Remote
EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position

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